In an hour-long chat on rediff.com on Friday, financial planning expertTrideep Choudhary offered some valuable investment tips.
'Do exhaustive research and then select the one that best fits your budget and requirements.'
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
With Diwali around the corner, we want you to share clever ways to save money.
The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
In an hour-long chat on Thursday, direct tax expert Vikas Gandhi offered some valuable last minute tax-saving tips.
Red Square and VDNKh easily rank among the most striking places I've visited -- both for their historical significance and architectural splendour.
My admiration for Russian culture, vision and ambition grew with every step as I clocked the miles, Nitin Sathe tells us after a visit to Moscow and St Petersburg.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
Travel is about making memories, experiencing the unknown, and engaging in new experiences -- not worrying about fluctuating exchange rates or hidden expenditures. With a little planning and a proactive approach to handling your foreign exchange, you can reduce financial stress and enjoy your trip, suggests Pavan Kavad.
Raising a child as a single mother in India can be challenging, especially when it comes to managing finances.
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Many buyers skip or misread critical provisions in builder-buyer agreements.
Such issues need to be addressed quickly to ensure your retirement savings are not affected.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
'People try to repay the BIGGEST LOAN first. Actually, you should repay the most expensive loan first.'
Direct tax expert Vikas M Gandhi offers some vaulable tax-saving tips.
'A man with a gun commanded respect. I thought if I also got a gun, I could save my family. With this thought, I went to Pakistan and got training there'
Only a limited set of investors should invest directly in corporate bonds.
They don't just want better returns -- they're looking for global opportunities, more variety and smarter ways to grow their money, says Soubho Moulik, CEO, Appreciate.
Understand policy inclusions and exclusions to avoid surprises during claims.
Did you know that you can bargain with customer care and if you're lucky, you may get your favourite product at an affordable price?
'There is a clear relationship between the Char Dham road widening and these landslides.' 'The situation has further worsened with the massive influx of tourists whose number are running into several lakhs per month.' 'No parameters have been laid down to control tourist inflow and the result is that the Char Dham yatra has seen a sharp escalation in accidents and loss of lives.'
For Indian parents, sending a child abroad for a three-year degree could deplete 48% of their retirement savings, while a four-year degree may consume up to 64%.
Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.
Rising inflation and stagnant wages are forcing a number of salaried professionals to venture into the bike taxi service as part-time riders.
We asked you, dear readers to share your best tips on saving money. Dibyendu Kumar Roy, 43, from New Delhi shares his tips.
Rediff reader Murali Krishnan Ambati, 47, from Bengaluru shares an interesting formula to save money.
The choice of tax regime dictates how your income will be taxed. If you don't make the right pick, you might end up losing money.
Some individuals opt for the new regime without a comparative analysis of the tax liability under the two regimes.
We asked you, dear readers to share your best tips on saving money. Sudhir Mateti, 49, from Pune shared his six golden rules.
We asked you, dear readers to share your best tips on saving money. This is what our reader Manish Nandgaonkar, 42, from Pune had to say.
Do you want to save more but feel helpless about your spending habits? It is a dangerous situation as it may lead to debt and keep you away from meeting your financial goals.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
We asked you, dear readers to share yours smart tips to save money. This is what Mahesh Kaushik, 45, from Ghaziabad had to share.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.