In an hour-long chat on rediff.com on Thursday, direct tax expert Vikas M Gandhi offered some valuable tax-saving tips.
'Having a separate healthcare corpus is extremely important even for those already covered by health insurance.'
In an hour-long chat on rediff.com on Friday, financial planning expertTrideep Choudhary offered some valuable investment tips.
Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
Issuers have allotted nearly four times as much to mutual funds (MFs) as they have to insurance companies in recent quarters. MFs invested Rs 21,976 crore as anchor investors in initial public offerings (IPOs) on a trailing four-quarter basis, according to data from Prime Database.
Those who have long retirement horizons of 15 to 20 years and seek higher long-term returns may opt for MSF. Investors nearing retirement (under 10 years) or those with low risk tolerance should stay away.
AI isn't a magic wand. It works best when combined with good systems, informed investors, and skilled advisors, says Amit Suri.
With Diwali around the corner, we want you to share clever ways to save money.
In an hour-long chat on Thursday, direct tax expert Vikas Gandhi offered some valuable last minute tax-saving tips.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.
Raising a child as a single mother in India can be challenging, especially when it comes to managing finances.
'Do exhaustive research and then select the one that best fits your budget and requirements.'
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
Travel is about making memories, experiencing the unknown, and engaging in new experiences -- not worrying about fluctuating exchange rates or hidden expenditures. With a little planning and a proactive approach to handling your foreign exchange, you can reduce financial stress and enjoy your trip, suggests Pavan Kavad.
Direct tax expert Vikas M Gandhi offers some vaulable tax-saving tips.
The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
'People try to repay the BIGGEST LOAN first. Actually, you should repay the most expensive loan first.'
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Did you know that you can bargain with customer care and if you're lucky, you may get your favourite product at an affordable price?
Many buyers skip or misread critical provisions in builder-buyer agreements.
Red Square and VDNKh easily rank among the most striking places I've visited -- both for their historical significance and architectural splendour.
My admiration for Russian culture, vision and ambition grew with every step as I clocked the miles, Nitin Sathe tells us after a visit to Moscow and St Petersburg.
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
Such issues need to be addressed quickly to ensure your retirement savings are not affected.
We asked you, dear readers to share your best tips on saving money. Dibyendu Kumar Roy, 43, from New Delhi shares his tips.
Rediff reader Murali Krishnan Ambati, 47, from Bengaluru shares an interesting formula to save money.
We asked you, dear readers to share your best tips on saving money. Sudhir Mateti, 49, from Pune shared his six golden rules.
Do you want to save more but feel helpless about your spending habits? It is a dangerous situation as it may lead to debt and keep you away from meeting your financial goals.
We asked you, dear readers to share your best tips on saving money. This is what our reader Manish Nandgaonkar, 42, from Pune had to say.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
We asked you, dear readers to share yours smart tips to save money. This is what Mahesh Kaushik, 45, from Ghaziabad had to share.
For Indian parents, sending a child abroad for a three-year degree could deplete 48% of their retirement savings, while a four-year degree may consume up to 64%.
The choice of tax regime dictates how your income will be taxed. If you don't make the right pick, you might end up losing money.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
We asked you, dear readers to share your best tips on saving money.
'A man with a gun commanded respect. I thought if I also got a gun, I could save my family. With this thought, I went to Pakistan and got training there'
They don't just want better returns -- they're looking for global opportunities, more variety and smarter ways to grow their money, says Soubho Moulik, CEO, Appreciate.
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